Mortgage performance monitoring and management does not end once a loan is closed and booked in your loan servicing software system. As the owner of a loan asset, you are now responsible for maintaining statistical data relative to the health of the loan asset for the purposes of mortgage portfolio risk management.
Addressing this need, the LoanHD® platform is an intuitive loan portfolio management tool, unique in the industry. It aggregates best-of-breed data services and analytic models to fill the gaps of what is NOT known about loan performance and analyze borrower credit and collateral health. Customization and robust reporting tools allow you to tailor the solution and deliver business intelligence for use by multiple functions across your organization.
LoanHD® Loan Performance Management enables banks and credit unions to balance the risk in their mortgage loan portfolios and calculate loan loss reserves through relevant and timely loan-level data and analytics. Drill-down capability and what-if analysis help you sub-segment pools for better management of the underlying loans. With a dataset covering 94 loan-level elements, 40 pages of analysis, and over 90 risk gauges, you can make better decisions.
Best-of-breed data services support life-of-loan performance analytics and monitoring to expose what you don't know about your loan risk. Services can be ordered a la carte or scheduled for regular update.
LoanHD® Loan Performance Management is a single source solution to gauge and monitor risk in mortgage and consumer loan portfolios. Data visualization and customized reporting supports decision making across functions and transforms information into insight. Consistently monitor the vital components of risk for more effective segmentation and comprehensive portfolio evaluation, including but not limited to: